The COVID era pause on student loan repayment is over.

As of September 1, interest resumed accruing on federal student loans. Interest rates, which have remained at 0% since early 2020, will revert to their previous fixed rates, which vary depending on the type of loan.

The pause was an attempt to mitigate some of the negative financial effects of the coronavirus pandemic but has frequently been mentioned in conjunction with broader student loan forgiveness plans the most notable of which was stuck down by the Supreme Court this summer.

Most borrowers will have their first payment due in October, but the exact due date can vary. They will receive a bill with payment details at least 21 days before the due date. Generally, monthly payments are expected to be the same as before the pandemic pause, unless borrowers made optional payments or account changes like loan consolidation.

You can find out who is servicing your loan by visiting https://studentaid.gov/